Professionally managed investments without the guesswork.
Choose one of ISave 529’s four Age-Based Savings Tracks to have your investments managed for you. The money in your account is automatically moved from one investment to another within your chosen track, gradually shifting from more aggressive to more conservative as your Beneficiary ages.
The four tracks you can invest in are Conservative Growth, Moderate Growth, Growth and Aggressive Growth. The track you choose and your Beneficiary’s current age determine how much of your investment is comprised of stocks, bonds or short-term reserves.
For instance, if your Beneficiary is 8 years old and you choose the Conservative Growth track, you will start out invested in 40% stocks and 60% bonds. As your Beneficiary ages, we will gradually shift your money so when he or she is ready to use the funds for higher education, you will be invested in 75% bonds and 25% short-term reserves.
Choose Your Track.
All investing is subject to risk, including the possible loss of the money you invest. Investments in bonds are subject to interest rate, credit and inflation risk.
Vanguard Conservative Income Portfolio and Vanguard Interest Accumulation Portfolio both invest in Vanguard Short-Term Reserves Account, which, in turn, invests in Vanguard Federal Money Market Fund. The Vanguard Short-Term Reserves Account could lose money by investing in the Vanguard Federal Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.
