Professionally managed investments without the guesswork.
Choose one of ISave 529’s enrollment-based portfolios to have your investments managed for you. The money in your account is automatically moved from one investment to another within your chosen portfolio, gradually shifting from more aggressive to more conservative as your beneficiary approaches the year they are expected to use the funds.
The two tracks you can invest in are an Aggressive Track and a Moderate Track. The track and enrollment year you choose will determine how much of your investment is comprised of stocks, bonds or short-term reserves.
For example, if you expect your student to use their funds for higher education in the year 2036, you may consider the enrollment-based 2036 portfolio in either the moderate or aggressive option. You may also choose another portfolio if you would like your investments to be more aggressive or conservative. That’s the beauty of enrollment-based portfolios – flexibility.
Aggressive Track
|
Portfolio Name |
When will the savings be needed? |
|---|---|
|
2044 Aggressive Enrollment-Based Portfolio |
18+ years |
|
2042 Aggressive Enrollment-Based Portfolio |
16-17 years |
|
2040 Aggressive Enrollment-Based Portfolio |
14-15 years |
|
2038 Aggressive Enrollment-Based Portfolio |
12-13 years |
|
2036 Aggressive Enrollment-Based Portfolio |
10-11 years |
|
2034 Aggressive Enrollment-Based Portfolio |
8-9 years |
|
2032 Aggressive Enrollment-Based Portfolio |
6-7 years |
|
2030 Aggressive Enrollment-Based Portfolio |
4-5 years |
|
2028 Aggressive Enrollment-Based Portfolio |
2-3 years |
|
2026 Aggressive Enrollment-Based Portfolio |
1 year |
|
Aggressive Commencement Enrollment-Based Portfolio |
Now |
Moderate Track
|
Portfolio Name |
When will the savings be needed? |
|---|---|
|
2044 Moderate Enrollment-Based Portfolio |
18+ years |
|
2042 Moderate Enrollment-Based Portfolio |
16-17 years |
|
2040 Moderate Enrollment-Based Portfolio |
14-15 years |
|
2038 Moderate Enrollment-Based Portfolio |
12-13 years |
|
2036 Moderate Enrollment-Based Portfolio |
10-11 years |
|
2034 Moderate Enrollment-Based Portfolio |
8-9 years |
|
2032 Moderate Enrollment-Based Portfolio |
6-7 years |
|
2030 Moderate Enrollment-Based Portfolio |
4-5 years |
|
2028 Moderate Enrollment-Based Portfolio |
2-3 years |
|
2026 Moderate Enrollment-Based Portfolio |
1 year |
|
Moderate Commencement Enrollment-Based Portfolio |
Now |
All investing is subject to risk, including the possible loss of the money you invest. Investments in bonds are subject to interest rate, credit and inflation risk.
Several Enrollment-Based Portfolios invest in Vanguard Short-Term Reserves Account, which, in turn, invests in Vanguard Federal Money Market Fund. The Vanguard Short-Term Reserves Account could lose money by investing in the Vanguard Federal Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.
